Financing by use case

Unique needs call for
customized solutions

Discover what's best for your situation

While long-established companies might be focused on getting ahead of seasonal slowdowns with some extra capital, brand-new businesses are looking at securing their licenses, permits, and their first space with a large infusion of funds. All of these unique considerations impact the type of financing that’s best for you. 

Learn more about recommended financing options by use case by clicking on the topics below. 

Starting a business 

Learn how startup financing options can help cover early costs and get your business off the ground. 

Boosting working capital 

Explore ways financing can support cash flow for everyday expenses like inventory and bills. 

Expanding a business 

See which funding options are commonly used to support growth, from new locations to bigger projects. 

Purchasing equipment 

Understand financing paths that can help spread out the cost of essential equipment and upgrades. 

Buying an existing business

Compare financing options often used to purchase an established business and support the transition. 

Buying real estate

Discover common financing approaches for purchasing or improving commercial property.

Making payroll

Learn about short-term funding options businesses use to help manage payroll during cash flow gaps. 

Refinancing debt

Find out how refinancing can help restructure debt, simplify payments, or improve terms, as well as which financing options work best. 

Why America’s
SMBs love using SBL

The SmallBusinessLoans marketplace was built to serve small and medium-sized businesses (SMBs). Here’s how our platform sets you up for success.

Tailored solutions: We only match you with products and services that cater to your unique needs and profile.

Trusted partners: All of our partners go through an extensive vetting process, so you can move forward with confidence.

Free service: See all the best solutions for your business without any cost or commitment. It only takes seconds!

3 steps are all you need to unlock real solutions

Step 1

Tell us about your business and your unique funding needs.

Step 2

We’ll find you the best financing in seconds. No credit impact.1

Step 3

Our trusted partners can fund you in as fast as 24 hours.3

Our mission: Your success

As entrepreneurs ourselves, we’re the business in your corner. We’re proud to serve small business owners across the country in every industry.

“I didn’t have time for hours of research. SBL helped me find the best loan for my needs fast!”

TBD K., July, 2025

“I wasn’t sure where to start with my financing search. Thankfully, SBL’s process is super easy.”

TBD K., July, 2025

“When I need another business loan, this will be my first stop for sure. Thanks, SBL!”

TBD K., July, 2025

“I wasn’t sure where to start with my financing search. Thankfully, SBL’s process is super easy.”

TBD K., July, 2025